SettleFlow
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Private group expense links. No guest signup.

Settle group money without the drama.

Create a group, add the people, share their private links, and let everyone add expenses. SettleFlow calculates who owes who with the fewest payments possible.

Dani pays Karesz4 200 Ft
Tamas pays Dani1 800 Ft
Adam pays Viktor950 Ft

Instead of everyone arguing over spreadsheets, the app gives the cleanest settlement plan.

Fair by default

Optionally split the app cost too

The host pays for SettleFlow, but if the group agrees to share the Pro fee, the host can add it as a normal group expense. Nothing is added secretly.

SettleFlow Pro subscription Paid by: Host Split between: selected members Optional and transparent
1

Host creates the group

Only the host needs an account. Guests enter with private links.

2

Add everyone once

Paste the member list and copy each person’s private link.

3

Settle in seconds

Everyone adds expenses. The app shows balances and minimum payments.